Now this was when auto industry was on the bottom and sales were real slow on new stuff so i was able to get a killer deal. But the deal is always going to be slightly used over new for saving money and getting that uses less gas is good as well.
An with free over the air TV the picture is better that most HD cable, plus for now its still free.. Having hulu and other streaming service or even redbox can save money each month.
all good things but if you use the extra money to pay off debit first and live like no-other then you can live like no-other.. Dave Ramsey saying..
Now Ryanair are on their 3rd attempt to buy Aer Lingus the Irish flag carrier. This has been turned down twice by the EU on competition grounds but they appear to have a really good case this time.
This is important for one reason only !! Ryanair want Aer lingus for their Transatlantic routes these include Orlando etc... Ryanair are promising €99/$99 dollar fares one way including taxes.
With the ryanair model their are usually some catches and add-ons but this will drive the price up to the $300 dollar return fair price.
Now picture a family of four going on a two week holiday to orlando who are currenly paying an average of $600 per person to fly now being able to do so for $1200 for the family v $2400.In short if Ryanair win their case in January the number of tourists travelling from Europe and multiple times rather then once a year could seriously increase and have a serious impact on tourism. I know Im keeping my fingers crossed
Cars: Missing in the advice is the amount of money spent for a car. Don't buy more car than you need.
Car loans can range from 4 to 6 years. Try to pay off early. If you want to retain ANY resale value of your car, sell before 10 years and 120,000 miles. Otherwise, drive the car as long as possible without consideration of a replacement car especially if you don't have a deposit for new car.
Thus, there are tradeoffs to consider for the 2 paths to take. That deposit money can go to a nice new car, or you can take that precious trip to Europe.
Pay TV: Get a bundle package with TV, phone, and Internet. Avoid Pay Per View. Use Redbox. No premium movie channels like HBO and Showtime. I got DirecTV for the Sport channels and I avoid going to live games (saves on tickets and parking).
Lunch: I usually pack my lunch. I usually cook during the week and eat out on the weekends. The dinners I cook might have leftovers that I save for lunch.
Rewards Cards: Don't have too many. Too many rewards cards means you never accumlate enough rewards in any one card to take advantage. I prefer DiscoverCard since the rewards are actual dollar rewards that I can exchange for merchandise, cash, or gift cards.
I think the trick to managing money isn't just controlling the numbers. It's also about controlling the urge for immediate satisfaction. It's so prevalent in today's culture to want things now. It's what drives people to pay $12.00 to see a movie that will be available on DVD or Netflix in a month, or what makes them decide to agree to a high price or a bad loan so they can take it home, or what makes people stand in line for hours and pay full retail price for the new Iphone with bugs that still need worked out. It's the worship of goods...handing over our mind and self control to stuff. It's really easy to do in the age of endless and easy credit, and it's also the surest way to spend our working lives getting nowhere financially and running on a hamster wheel.
It's amazing how much money you will find in your pocket when you truly ask yourself the question with every purchase... "Do I really need this right now?"
And that ride would be....?