Lately, I've been interested in all of these programs that credit cards have, where you earn points or miles, and can redeem them for free flights and hotel stays. Obviously, it's only worth it if you pay it off in full every month, and keep to responsible spending habits.
All the same, I am curious if anyone here on TPI is using this scheme to earn their way to Disney (or other theme parks) vacations? If so, what has your experience been like, and what tips would you share with us?
A couple things I've read (on ThePointsGuy.com) is that apparently the Disney Chase card isn't a great deal for Disney fans. Also, the Swan and Dolphin are part of Starwood, which has an American Express card. Spend $3,000 within the first 3 months and get 25,000 points. It costs 10,000 points per night to stay at either the Swan or Dolphin, so if you open that card and get the bonus, you can get two free nights...as an example. Or by just using regular old card points, Chase Saphire Preferred card with $4,000 spent in the first 3 months gets you 40,000 points, and depending on the dates, a night at the Royal Pacific could cost 19,500 points - two free nights there.
I surely don't have $3,000-4,000 laying around to take advantage of one of those signup bonuses, but it's something to consider.
Also, it seems a lot of people recommend going to Office Max to buy Disney gift cards for 5x points, and then using those cards to pay for stuff while at Disney.
I'm leery of signing up for cards to do this, but I'm trying to learn more about it, and thought I'd introduce this to the discussion forum for anyone to talk about, should they have experience, stories, and/or advice.
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